Owning a home can be a wonderful experience. You have your very own space to do as you please. However, there are
also many challenges to homeownership. Every year, many homeowners battle termite damage. This guide provides a
basic understanding of termite damage coverage and how to protect your home from these critters.
Does homeowners insurance cover termite damage to your home?
Unfortunately, home insurance policies don’t offer coverage for damages to your property from termite infestations.
Subterranean termites tunneling and eating away at your home is a slow process, whereas homeowners insurance is
reserved for unforeseen emergencies and accidents. Insurance companies consider termite prevention as a normal part
of home maintenance.
How do you detect termite damage?
So, how do you detect termites to prevent damage? Doing routine checks a few times a year can greatly help in
spotting a termite infestation before extreme damages occur. For example, you may notice a pile of insect wings. A
specialist can identify if they belong to termites and examine your home for damages. Hiring a professional usually
costs around $50 to $200.
Defend your home from termites
With the right preventative measures, you can stop termites from invading your home. These include:
- Not stockpiling firewood close to your home.
- Make sure water from storm drains doesn’t fall too close to your home’s foundation.
- Check areas around your home for tunneling.
Termite damage can be an annoyance. However, the right surveillance and being proactive will protect your space.
Speak with a local termite specialist today for more information.